If you want to go to college, but don’t have enough financial resources, it will be wise to only consider the institution that offers the best cost and payment structure. If your choice of school demands expenses and fees that are way above your capacity to pay, consider other possible options. Top universities can be quite expensive. However, many of them offer scholarships and financial aids particularly to those students who are academically gifted, but lacking of financial capacity. Still, if you are awarded with a scholarship, you have to work hard to maintain your grades to keep your scholarship. On the other hand, federal loans and scholarships are always available from the government, as well as other loan programs like college loans, work-study opportunities, academic grants, and even parent loans. Most of these loans cover around 70 percent of the total school expenses. However, you may try combining two or more of these financial options in order to cover all school costs. Excellent quality education is never cheap, although there are ways to acquire it without spending too much money.